I have 84g of gold and around Rs32000. Do i have to take out zakaat on only the cash or do i have to take out zakaat on the gold also? Also, suppose i don’t have nisaab, neither do i have 87g of gold nor 612g of silver, but when i add all of them together, it comes up to nisaab. So do i have to take out zakat on it? If yes, then on which amout must i remove?