*Have You Vested In Sadaqah-Surance Today?

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Bismihi Ta`ala

 The Quran and Sunnah teaches us to look for a halaal earning profession during our stay in this world. The beloved prophet Swalallahou `Alaihi Wasallam taught sahabahs financial independency and to benefit others. The laureate of all Shahabahs, Hazrat Abu Bakr Siddiq r.a. was on his way to the market the next day he was Khalifah.(Baihaqi)

وروينا ، عن الحسن ، أن أبا بكر ، خطب الناس حين استخلف فذكره وقال : « فلما أصبح غدا إلى السوق فقال له عمر : أين تريد ؟ قال : السوق قال : قد جاءك ما يشغلك عن السوق قال : سبحان الله يشغلني عن عيالي ؟ قال : تفرض بالمعروف . فذكر الحديث ، وذكر وصيته بأن يؤد ما أنفق في بيت المال ، فقال عمر : رحم الله أبا بكر لقد أتعب من بعده تعبا شديدا » بيهقي 

The means of schooling, training, etc have the objective to prevent oneself to beg. Because begging for wealth is haraam. Begging is only permissible when someone does not have any food at home, for even a meal.

 ( سنن ابن ماجة )حدثنا سويد بن سعيد ومجاهد بن موسى قالا حدثنا مروان بن معاوية حدثنا عبد الرحمن بن أبي شميلة عن سلمة بن عبيد الله بن محصن الأنصاري عن أبيه قال قال رسول الله صلى الله عليه وسلم من أصبح منكم معافى في جسده آمنا في سربه عنده قوت يومه فكأنما حيزت له الدنيا .

 The beloved prophet Swalallahou `Alaihi Wasallam said:*’’The one amongst you who wake up with a healthy body, rightly guided in his religion and has enough food for the day, then, indeed, he has been favoured by the gifts of the whole world! ’’(Ibn Majah)* That is why it is haraam to go and ask while one has food at home. Furthermore, know that the best protection against theft risk, natural disasters, riots, fire(in this dunya and Akhirah) and also bankruptcy is Sadaqah. Allah Ta`ala gives to the one who spend daily on His name:

عَنْ أَبِي هُرَيْرَةَ قَالَقَالَ رَسُولُ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ مَا مِنْ يَوْمٍ يُصْبِحُ الْعِبَادُ فِيهِ إِلَّا مَلَكَانِ يَنْزِلَانِ فَيَقُولُ أَحَدُهُمَا اللَّهُمَّ أَعْطِ مُنْفِقًا خَلَفًا وَيَقُولُ الْآخَرُ اللَّهُمَّ أَعْطِ مُمْسِكًا تَلَفًامسلم

In every morning that humans live, there are 2 angels that comes down. One says: *O Allah give back the one who spend for you. And the the other angel says: O Allah give destruction to the one who hoard. (Muslim)* So spending in sadaqahs is a daily business. You may keep a box and put a nominal amount daily in there to finally give it to a poor later on. Also know that the beloved prophet Swalallahou `Alaihi Wasallam said that Sadaqahs prevent mishaps in life and cure sicknesses. That is Sadaqah prevent losses and unpleasant events during a life:

 داووا مرضاكم بالصدقةCure your sick by giving Sadaqah(Jami`) عَنْ أَنَسِ بْنِ مَالِكٍ قَالَقَالَ رَسُولُ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ إِنَّ الصَّدَقَةَ لَتُطْفِئُ غَضَبَ الرَّبِّ وَتَدْفَعُ عَنْ مِيتَةِ السُّوءِ ترمذي

Raouloullah SAW said: Sadaqah cools the anger of Allah and prevent an unpleasant death.(Tirmizi) And the greatest calamity of fire of Jahannam can be avoided through Sadaqahs:

 ٍ قَالَ سَمِعْتُ عَدِيَّ بْنَ حَاتِمٍ رَضِيَ اللَّهُ عَنْهُ قَالَسَمِعْتُ رَسُولَ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ يَقُولُ اتَّقُوا النَّارَ وَلَوْ بِشِقِّ تَمْرَةٍ بخاري

Rasouloullah SAW said: ‘’Save yourself from Hell fire, even with sadaqah of a piece of a date.’’(Bukhari) As such the greatest insurance is Sadaqah. Instead of giving premiums to Haraam insurance scheme, rather invest in Sadaqahs daily and get protection from Allah Ta`ala. By giving sadaqah often, you will see that accidents, wounds, difficulties would be almost extinct, Insha Allah. Also know that the is a reliable du`a for protection. Hazrat Abu Darda r.a. relied on the assurance of this du`a to deny anyone informing him that his house was burnt. Finally they found that the whole neighbourhood was burnt except Abu Darda`s house. Hazrat Abu Darda r.a. then said that his house cannot burn because the beloved prophet SAW taught him this du`a that he read in the morning:To be read after Fajr and after Maghrib against all calamities:

أَللَّهُمَّ أَنْتَ رَبِّيْ لَا إِلَهَ إِلَّا أَنْتَ، عَلَيْكَ تَوَكَّلْتُ وَ أَنْتَ رَبُّ الْعَرْشِ الْكَرِيْمِ مَا شَاءَ اللَّهُ كَانَ وَ مَا لَمْ يَشَأْ لَمْ يَكُنْ، وَ لَا حَوْلَ وَ لَا قُوَّةَ إِلَّا بِاللّهِ الْعَلِيِّ الْعَظِيْمِ، أَعْلَمُ أَنَّ اللّهَ عَلَى كُلِّ شَيْءٍ قَدِيْرٌ، وَ أَنَّ اللّهَ قَدْ أَحَاطَ بِكُلِّ شَيْءٍ عِلْمًا، أَللّهُمَّ إِنِّيْ أَعُوْذُ بِكَ مِنْ شَرِّ نَفْسِيْ وَ مِنْ شَرِّ كُلِّ دَابَّةٍ أَنْتَ آخِذٌ بِنَاصِيَتِهَا، إِنَّ رَبِّيْ عَلَى صِرَاطٍ مُّسْتَقِيْمٍ.بيهقي و حياة الصحابة

Allahoumma anta rabbi laa ilaaha illaa anta, ‘alaika tawakkaltou wa anta rabboul’arshil kareem, maa shaa Allahou kaan wa maa lam yasha’ lam yakoun, wa laa Hawla wa laa qouwwata illaa billaahil ‘aliyyil ‘azweem, a’alamou annal laaha ‘alaa koulli shai in qadeer, wa annal laaha qad aHaatwa bi koulli shai in ‘ilman. Allahoumma inni a’ouzou bika min sharri nafsi wa min sharri koulli daab batin anta aakhizoun binaaswiyatihaa, inna rabbi ‘alaa swiraatim moustaqeem. (Baihaqui)

O Allah ! You are my Rabb, there is no deity besides You. I put my trust in You and You are the Rabb of the noble Throne. Whatever Allah wishes, happens. And whatever He does not wish, will not happen. And there is no power or defense except Allah`s, the most High, the Greatest of all. I know that definitely Allah has power over everything and that Allah has encompassed everything in knowledge. O Allah, I ask You protection against the evils of my nafs, and against the evils of all living things, that You only have complete power over them. Definitely my Rabb is on the right path.(Baihaqi ;Hayatus Sahabah)

Note that the Arabic formula should be read with the conviction over its meaning.

*So vest in Sadaqahs and duas for the infallible insurance of Allah.

* Mufti Mackoojee+23057921333

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